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Monday, October 18, 2021

Education Loan Subsidy For Student In gujarat


Education Loan Subsidy For Student In gujarat

Education Loan Subsidy For Student In gujarat

Countless words are written daily about the importance of education. Education is the only valuable

asset humans can achieve. It is a gift that none can take away. Education is a very vital tool that is

used in the contemporary world to succeed. Education is important because it is used to mitigate

most of the challenges faced in life. The knowledge that is attained through education helps to open

doors for a lot of opportunities and better prospects in career growth. One who receives good

education gets a secure future; with education one can find most competitive jobs...

In the last decade and a half, Gujarat has achieved a lot in industrial Sector. Many new industries are
being set up in the state. In pursuance of this, in the last 15 years, demand for professional courses
has been increased in the state. It is also necessary that more students can give their contribution in
the development of the state after the completion of higher education. In these peripherals, the
parents have limited income and due to such limited income, the parents are confused about sending
their bright children to higher education, especially in professional courses. There are lot of expenses
like tuition fees, books/reading materials and expense of lodging while traveling abroad for higher
education. Thus, in such cases it is very difficult to pay high fees with limited income of their
guardians and to pursue higher education without any financial assistance, so the students have to
take education loan.

Rules and Regulation for Interest Subsidy on Education Loan

The State Government received various proposals to provide financial support and to develop the
career of the bright and needy students in the higher education of the state. In view of the proposals
received from the State Government, it was under the consideration of the government to provide
equitable opportunities for the bright and needy students who attaining higher education...

People with a lack of academic degrees are limited to basic jobs in the services, manufacturing and
construction industries. While people with high school education can get jobs with good benefit.
Many jobs require at least diplomas, but most of the good careers require some kind of higher
education, in which some specific knowledge and experience in a certain field is necessary. Some
professional education courses are very expensive after standard 12th , so a financially weak person cannot study further.

Rules For Education Loan  In Gujarat:::::: 

  •  Passed class 12 with 60% or more Percentiles.
  • An annual gross income of parental/family upper limit must be Rs.6.00 lakhs per year (from
  • all sources) and not more than that.
  • Student must be passed standard 12 from recognized board or recognized central board and
  • got admission in Recognized Universities of India and abroad.
  •  Loan must be taken after Government resolution Date:-04/07/2017 from schedule bank.
  •  Subsidy is available up to 10 lakhs only. If applicant has taken loan more than 10 lakhs then
  • interest should be given on only 10 lakhs and rest of amount should be paid by applicant.
  •  Under this scheme amount of total interest on education loan up to Rs. 10.00 lakh loan
  • amounts deposited on applicant’ bank loan account. Bank interest rate as per RBI guidelines.
  • No any other charges will pay to bank.
  •  This is not scheme for providing education loan. Please don’t demand for education loan.
  •  The applicant will have to fill the application form on the KCG website and submit the
  • Acknowledgement receipt and necessary documents to the scheduled bank. Thereafter, the
  • Scheduled Bank will have to send the necessary endorsement, bank loan and interest details
  • by sending the application to the KCG office. Offline application will not be accepted.
  • The applicant must be present whenever called in personal for verification of documents.
  •  If a student is studying abroad, the student will be considered a power of attorney for the
  • person who has been authorized to sign the various documents on behalf of the applicant
  • while applying in the bank and only the father or mother of the student can sign it or
  • introduce it. If anyone else has given an authority, it will not be considered valid.
  •  Copy of Income Certificate from competent authority (Mamlatdar / TDO certificate) and
  • Income Tax Return or Self Declaration Certificate (If not eligible to pay income tax).
  •  The subsidy on Education Loan is only for Moratorium Period (i.e. Course Period plus one
  • year) after the period of moratorium is over; the interest on the outstanding loan amount shall
  • be paid by the student.
  •  Interest subsidy will be closed if the student decides to leave and / or leave the study, or if the
  • loan itself is canceled by the bank.
  •  Automatic interest subsidy will be closed even if the loan is repaid in any case.





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Sunday, October 17, 2021

Flipkart Big Diwali offer Online shoping Sale


Flipkart Big Diwali offer Online shoping Sale

Flipkart Big Diwali offer Online shoping Sale

Flipkart Big Diwali Sale begins offevolved October 17: Deals on mobiles, TVs, and extra teased, financial institution gives revealed

Brace your self for implausible gives like upto eighty% off on more than one products. Mobiles, Laptops, TVs, Home Appliances, Clothing, Home Decor, Furniture, Beauty, Books and extra may be up for grabs at jaw-losing prices.

Flipkart Big Diwali offer Online shoping Sale


  1. Flipkart Big Diwali Sale will begin from October 17.
  2. Flipkart Plus participants will advantage an early get admission to to the sale.
  3. The sale will provide financial institution reductions and different offers on quite a number products.

Right after its annual Big Billion Days sale, Flipkart is gearing as much as host every other sale to mark the festive event of Diwali. The e-trade main has termed it because the Big Diwali Sale and guarantees to provide a few thrilling offers on mobiles, tablets, TVs and different electronics in the course of the sale duration.

The Big Diwali Sale through Flipkart is because of begin on October 17 and could cross on until October 23. The sale will start early for plus participants, beginning October sixteen at 12 PM. From what is thought approximately the sale as of now, the sale will provide 10 in step with cent immediately cut price to ICICI Bank credit score card holders in addition to Axis Bank customers.

Flipkart has now no longer but shared a preview of the offers we are able to anticipate in the course of the sale duration. It does supply a touch though, at the volume of reductions that we would see. As in step with a brand new website through the e-trade main, the Big Diwali Sale will host as much as eighty in step with cent cut price on smartphones and tablets. In addition, there may be a reduction of as much as eighty in step with cent on electronics and accessories. TVs and home equipment will see a reduction of as much as seventy five in step with cent.

Flipkart may also host well timed offers in the course of the sale. The website mentions a class known as Crazy Deals, so as to display new offers at 12 am, eight am and four pm in the course of the times of the sale.

Another time-bomb offers class will display one new deal each hour from 6 pm to twelve am in the course of those days.

Paytm customers may also get greater reductions & cashback gives at the very last charge page. The e-trade main has additionally introduced that the Flipkart Plus clients gets early get admission to to the Big Diwali 2021 sale.

Flipkart Big Diwali Sale 2021 Dates & Sale Offer Starting Time:

  • Flipkart Big Diwali Sale 2021 Offers Period: October 17-23, 2021
  • Big Diwali Sale Starting time [Plus Members]: 12.00 a.m October sixteen
  • Big Diwali Sale Starting time for all customers: 12.00 a.m October 17
  • Big Diwali Sale Ending Time: 11.fifty nine PM October 23

Flipkart Big Diwali Sale Bank Offers:

  • Get 10% Instant Discount on SBI Credit Card & EMI transactions.
  • Instant 10% cut price on Axis Bank and ICICI Bank Debit & Credit Cards.
  • Paytm confident cashback on wallet & UPI Transactions.
  • Discount Using Per Card may fit as much as Rs.7500 Per Card (As in step with preceding years SBI financial institution/card provide)
  • You may also get a further cashback gives the usage of PhonePe As charge. Full Offer Terms but to be introduced.
  • No value EMI gives on main financial institution credit score/debit cards
  • EMI On debit cards
  • No value EMI on Bajaj Finserv cards

Flipkart has now no longer but shared a preview of the offers we are able to anticipate in the course of the sale duration. It does supply a touch though, at the volume of reductions that we would see. As in step with a brand new website through the e-trade main, the Big Diwali Sale will host as much as eighty in step with cent cut price on smartphones and tablets. In addition, there may be a reduction of as much as eighty in step with cent on electronics and accessories. TVs and home equipment will see a reduction of as much as seventy five in step with cent.

ફ્લિપકાર્ટ ઓફર માટે

Get More Info About Flipkart Sale


એમેઝોન ઓફર માટે 

Amazon Best Deal


More info at the offers are but to be visible at the e-trade platform. Though we are able to anticipate a few comparable offers to those visible in the course of the Flipkart Big Billion Days sale which ended final week. Notably, the brand new sale comes only a week after the Big Billion Days sale that still marked the festive duration sale in India.

In contrast, Amazon's Great Indian Festival sale is scheduled to final at some point of the month this year. It is, thus, feasible that Flipkart does now no longer want to be ignored of the the rest of this buying duration until Diwali. The Big Diwali Sale may be an try through the e-trade large to live withinside the game.

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Sunday, May 30, 2021

Role Of Education In Life

Role Of Education In Life

Education plays a paramount role in the modern technological world. Nowadays, there are many ways to enhance the education level. The whole criteria of education have been changed now. Education is not so costly, anyone one with less money may study continuously. It is important for getting bright future as well as plays a most important role in the development and progress of the country.

Every parent tells their kids from childhood about the importance of education in the life and all the advantages of education to make their mind towards better study in the future.

Education is Self Empowerment:- Education helps you understand yourself better, it helps you realize your potential and qualities as a human being. It helps you to spout into latent talent, so that you may be able to improve your skills. Receiving a good education helps empower you, thus making you strong enough to look after yourself in any given situation

Enhance Creativity:- The education help to students apply their creative skills to come up with ideas that help make the essays more professional. This creativity helps them attain their overall educational goals.

Educated societies Create The Educational Environment:- Our society should try to create an environment that is helpful for all section of society in getting a good education. Our education that separates us from other living beings on the planet. It is our education that gives us the knowledge and skills to use our creative talents.

A Backbone Of Developing Countries:- A country can not progress without having a sound education system. Educated individuals have the ability to become entrepreneurs, technology professionals, scientists, and agriculturists. The major problem for underdeveloped and developing nations is low literacy rate, and large numbers of people are still living below the poverty line. Educational development is vital for the economic prosperity of a nation.

For Financial Stability:- Education helps you gain the academic qualification so that you are able to get suitable employment. While you earn for yourself, also you feel financially independent and free from any further financial support. You feel pride that you are earning for yourself, and are not obligated to anyone.

Education plays its continuous role in our daily life. The benefits being accrued, education is the best way to move forward not only for an individual but also for a country. It completely changes our mind and personality and helps us to attain the positive attitudes.

The authors tell about how education plays important role in our life. He is post graduate degree holder so he knows how education helps in improving your skills and give direction to your life. He rates colleges in chandigath very high when it comes to developing your skills
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The Importance of Education

The Importance of Education

For most of the countries the age group between 15-25 years consists of an average of 16%. And this young group holds the role of development of a country. If the policy makers and stake holders can work hand in hand and execute the one key element in the most effective and poised way, then these youths can be the blessing of a country. And that key element is Education. If they fail in that, then it leads to the total disaster of the country's social, political and economic aspects. There is nothing more dangerous than unemployed, uneducated or undereducated young people. The aims and objectives of education have transformed drastically through each generation. Education should never be something that is static. It should be able to cater the needs of the people according to the society they live in. This can be easily understood by differentiating traditional education system and modern education system. Education is not a privilege of a particular community or group of people. Today almost all countries have accepted the truth that it is the Civil right of a citizen to get education. But here comes the real question, does this right to education is implemented in real meaning. To make this happen and to make this worthwhile to the people, the education system of each of these countries has to ensure four aspects. Let us find out what these aspects are.

EmployabilityThe policy makers and education stake holders should consider many factors while implementing the structure and purpose of education, particularly the demography of that particular country. They should be able to cater education to all citizens who fall in the bracket of that age group. Thus the educational system of a country should be extensive as per the demographic requirements. The kinder gardens, schools, Universities should be established in proportion to the population ratio. Not a single aspirant should be denied the right to education due to the lack of educational infrastructure. So, Extensiveness has become the name of the game. There comes equality, for centuries education was confined to only a particular community or some group of people. A large number of people were excluded from the opportunity to get the chance for education. There have been changes in that attitude after long struggle. But still it is a key factor - Equality for education. All citizens irrespective of any kind of social, economic and political barriers should have access to education that they deserve. We have to ensure that excluded groups are getting chances to get involved in the process of education. Or else it is the greatest failure of the entire nation known as global family. It is the responsibility of the country to ensure that, GER (Gross Enrollment Ratio) works equally proportional to the specific age group of that country. Gross Enrollment Ratio (GER) or Gross Enrollment Index (GEI) is a statistical measure used in the education sector and by the UN in its Education Index to determine the number of students enrolled in school at several different grade levels (like elementary, middle school and high school), and use it to show the ratio of the number of students who live in that country to those who qualify for the particular grade level.

Even though most of the countries were much focused in key aspects like extensiveness and equality in education, there is one crucial thing that they have ever failed or never focused much - Effectiveness. The quality of the education they were imparting. The quality of education became secondary to the quantity of the options that were given to the students. If the education is without a purpose, then how it can meet the needs of the people, so there arises the question, why this education? This can lead us to large mass of educated but unemployed people. Where we are going to utilize them or how we are going to work this out. If the education of a country never caters to the needs of the economic needs of a country or the skills expected by companies or organization, then all these efforts to enrich the educational system will be futile. Various educational thinkers have always questioned the accountability of the education that was provided. Most of the employers have expressed their concerns that the most of the graduates are unfit for the job. There are job opportunities, but there is lack of skilled employees for the particular position. So there arises the question, what we have to teach them or make them capable of. Here the only solution is, the skills of individuals should be identified, and they should be given the chance to excel in their trade. And also the policy makers have to take into consideration what the employers require, what skill sets they expect from their candidates. Unless these are taken into consideration, our educated group becomes worthless for themselves and for the world. This should never happen.
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Thursday, May 20, 2021

Things to Look Into When Selecting the Topmost Yoga Classes

 Things to Look Into When Selecting the Topmost Yoga Classes

Having difficulties with sleeping, lack of concentration, and pains on the neck and back you should a reason enough for you to attend yoga classes. When you are experiencing such difficulties it is enough reason to seek yoga classes because they are signs of nervousness. When you attend a yoga class you will be taught how to relax and in return, you will inhibit such diseases as blood pressure, headache, and back pain. Yoga works mainly by helping in the reduction of weight, enhancing balanced metabolism, and improvement of respiration and energetic spirit. It will be wise, however, for you to seek aid from a yoga class that is trusted since there are several of them in the society today and not all can be effective or suit your needs. You should, therefore, adhere to some of the essential guidelines when choosing the best yoga classes as the task can be cumbersome.

The first essential factor that you should note when choosing a yoga class is certification. You should be wise enough to check whether yoga classes are certified or not before you pick one. A licensed yoga lesson means that the staff are very much trained and would know the kind of yoga styles that would suit your body and mind. It will be wise for you therefore to come up with a yoga class whose practitioners have attended registered yoga school.

Another tip to look into when selecting a yoga class is the affordability. It will be wise for you to see to it that you check the amount of money a yoga class will cost you before you decide to attend one. You will need to however prefer a fairly priced yoga class after comparing different of them in the market. Comparison is crucial because yoga class will vary depending on the length of classes and stages of yoga you are in. A yoga class that will not interfere with your budget is however preferred.

Besides, the locality of the yoga class is the other key point to be taken into account when coming up with a yoga class. It is recommended that you opt for a yoga class that is within your location because you will not be having a rough time attending yoga classes regularly. A near yoga class will be very convenient for you in terms of time and financial resources. You should also prefer a yoga class around you because you will be aware of their reputation and general staff performance.

You will need to also set into mind the idea of the length of operation of yoga class practitioners. You must see to it that a yoga class staff be very experienced in the sense that he or she has worked for many years in the yoga industry. A knowledgeable yoga class staff will ensure to give you exceptional, quality services to ensure that you get the best out of the classes. You should opt for a yoga class that has been in the market for long because it means they gained the trust of the people and are very reputable. To conclude, the article above points out some of the essential things to set in mind when coming up with a yoga class.

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Ways That You Can Identify the Right General Contractor

 Ways That You Can Identify the Right General Contractor

Building a home can be an overwhelming process especially if you do not know how to manage workers in any construction site or if you are having a busy day where it can be hard to access the progress of your house that is being built. This can be even more challenging if you do not know the building professionals that you need to hire. The right person to hire is a general contractor who can help you in managing and overseeing the construction that you have. Hiring a general contractor will have an importance of helping you to come up with the best design and at the same time, they will manage the whole process to be building completion. With the many general contractors in the market all claiming to offer the best administration construction services, you can consider some clear guidelines to help you choose a top-rated general contractor.

To pick a highly rated general contractor, the first thing that you need to look at is getting to know the kind of services that you need from the general contractor. And due to specialization of the general contractor in the market some will be the best in certain services such as construction administration, designing and building of certain projects and therefore getting to know your needs is the first thing that you have to identify the needs that you have. Choose the general contractor that will be willing to undertake the project in the best way possible and the one that will be capable to offer the best services regarding the needs that you have.

The place where the general contractor is based and where you can find them is the second tip that you need to look at when choosing a general contractor. The best general contractor is the one that is near you, who you can be recommended by people around you who have been built their houses by the general contractor. The general contractor that is close to your place is the right one since you can meet them easily for consultation and at the same time, they are well versed in the type of houses that are normally built in the area that you are.

To pick the number one general contractor get to know the kind of constructions that they have been undertaking by looking at their portfolio. Let the general contractor that is good in the type of houses that they have built before to manage your construction. To finalize, that is the choosing guide of a top-rated general contractor.

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Criteria To Use When Selecting The Right Online Custom Engagement Ring Dealer

 Criteria To Use When Selecting The Right Online Custom Engagement Ring Dealer

As a gentleman who is planning to propose soon, you need the best engagement ring that you can propose to your lover and the engagement ring should be as beautiful as the lover that you have. One of the ways that you can purchase an engagement ring is by looking for an online custom engagement ring dealer who supplies such rings and they can deliver you one of the best rings that you have chosen at a cost. A good ring not only does t mark you engagement with your lover but also makes them engagement proposal to be one of the best. With online shopping, there is an advantage of window shopping where you can find the right ring that will suit your needs such as the one that you will love and the one that is being sold at a good price. With the many online custom engagement ring dealer options in the market, it can be hard to get the best from the many online custom engagement ring dealer that are available and therefore you need to consider some clear guidelines to help you choose a top online custom engagement ring dealer. The article below looks at some of the pointers that you need to look at when choosing the right online custom engagement ring dealer.

The type and quality of the engagement ring that they have is the first pointer that you have to look at when choosing an online custom engagement ring dealer. Find out if the quality of engagement rings is the type that you might like, the materials that are used in the making of the rings and how they have been designed to choose the right online custom engagement ring dealer. The online custom engagement ring dealer that sells the high-quality custom made engagement ring is the right one that you can choose from where you can buy the ring for your engagement.

The last pointer that you need to look at when choosing an online custom engagement ring dealer is the delivery time and cost to deliver and buy the customized engagement rings that you want. The best online custom engagement ring dealer is one that will be least expensive in the prices that they are retailing the customized engagement rings and the one that will be affordable in their delivery fee if the same rings. The online custom engagement ring dealer should also be fast in the delivery of the rings once you buy them. To finalize that is the buying guide of customized engagement ring from an online store.

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