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Tuesday, March 22, 2022

how to claim motor accident insurence without lawyer in india

   how to claim motor accident insurence without lawyer in india  


How  Claim Car Insurance After Accident  India?

The traffic density in India can be very high due to the sheer number  vehicle. While you may drive safely and ensure you follow traffic rule, there may  unavoidable mishap. The process to raise a claim for car insurance after  accident has evolved over the year. Technology and  of various transaction have made  easier to follow certain procedure. Read on to learn what steps you need to take after accident  India.



Procedure For Making  Car Insurance Claim  Meeting  Accident:

Claiming car insurance after accident require careful understanding of the procedure registering the claim with your insurance company. Below is a step-by-step guide  making   insurance claim:



1. Inform Your Insurance Company:

Make a call  your insurance company to inform them about the accident and give detailed information about damage to your car. Ensure you do not withhold any information from your insurer as may be counterproductive while settling claim.

2. File an FIR with the Police:

Inform the police about the accident immediately and file  First Information Report  if required. FIR is required in case of theft, road accident  fire. You may not require an if it is for minor dents and  And you will require it when  third party is involved  accident.

3. Take Pictures:

Make sure you take enough picture the damage and the place of  accident. Ensure the photograph are clear and damages are visible so that  insurance company will be able to examine the extent of physical damage and settle the claim accordingly.

4. Submit Required Document to the Insurer:

To process the claim, the insurance company require certain document such as a copy of the insurance policy, FIR, the owner-driver’s Driving Licence, a copy of the Registration Certificate  your car, etc. Ensure you submit these document and work with your insurer   hassle-free experience.

5. Get Your Car Repaired:

You can take your car to the garage to   repaired. Or, you can ask your insurance company  fixed. If the insurer approve your claim, you will either  reimbursed or compensated  the loss accordingly.

Also, read: Constructive Total Loss

6. In The Case of Theft:

In case your car is stolen,  of informing your insurance company and file an FIR at   police station. Submit document such as the , your , FIR, etc. to the insurance company. If the police are table to trace the car within a reasonable time frame, they will issue  non-traceable certificate. The insurer  then settle the claim and pay  current market value of your car.

Document Required To Make  Car Insurance Claim:

One of the most important aspects while raising  claim  your car insurance is submit the required document. Below  the list of document required while raising  car insurance claim:

Copy of your car insurance policy.

The First Information Report (FIR) from  police.

Copy of  driver’s driving licence.

Duly filled and signed claim form.

Original repair bill, cash receipt, etc.

Copy of your car’s Registration Certificate .

Medical receipt in case of physical i.

Also, read: 25 Car Insurance Secret That Your Insurer Won’t Tell You

Additional Document in Case of Reimbursement Claim:

In case you would like your car repaired with your money and then want  raise a claim to get a reimbursement, you will have to provide additional document to the insurance company. Below are  document in case of reimbursement claim:

Original repair bills  cash receipt.

All other document  above section.

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